Reverse Mortgage Company California

Is A Reverse Mortgage Loan Right for You?

If you are over the age of 62 and looking to improve your quality of life, a reverse mortgage could be the answer you have been looking for! By turning part of your home’s equity into funds for your retirement, you are able eliminate monthly mortgage payments to save money in retirement, supplement your income, and more.

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Contact Citizens Lending Group today to learn more about reverse mortgage requirements and if a reverse mortgage is right for you.

Is a Reverse Mortgage right for you?


Where Can I Get FREE Information?

Contact a reverse mortgage expert to get more information on reverse mortgages and find out if one is right for you.


How do Reverse Mortgage Loans Work?

Reverse mortgages can help seniors earn tax free income for retirement. How you use the money is up to you!


What are the Requirements for a Reverse Mortgage Loan?

Reverse mortgages are available to seniors 62 years and older who own and live in their home as their primary residence.

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Trust is the Key to a Reverse Mortgage Loan

At Citizens Lending Group, we believe strongly in consumer education. Financial transactions such as reverse mortgages should be taken on only after the borrower has been able to get answers for all of their important questions.

Therefore, when a homeowner schedules a meeting with us, we always suggest having family members present, so that different viewpoints can be considered.

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Our Goal: Providing Reliable Reverse Mortgage Information

A reverse mortgage is a loan that homeowners can qualify for if they are 62 or older where the equity a homeowner has built up through the years can be converted into funds that may be used for any number of uses including medical coverage or regular living expenses. In a reverse mortgage, the lender often makes regular payments to the homeowner rather than the borrower making payments to a bank, credit union, or other lender throughout the course of the loan, which is how a reverse mortgage gets its name.


One of the major differences between traditional loans and reverse mortgages is this

The homeowner does not have to pay back the borrowed funds until they leave the home or sell the property. It is, however, the responsibility of the homeowner to keep property taxes, HOA fees, and insurance current and comply with all the terms of the loan.

In keeping with our mission of providing reliable consumer information, Citizens Lending Group invites homeowners and their family members to talk with a loan officer first when considering a reverse mortgage loan, to ask some of the important questions. We also encourage you to find your home value and other figures with our reverse mortgage calculator.

To get the planning process underway, here are a few items to consider:


Borrowers must be at least 62 years old.


The Housing and Urban Development agency (HUD) sets financial reverse mortgage eligibility levels and the HUD's limits apply to HECM REVERSE MORTGAGES.


Most single-family dwellings qualify, as do properties with up to four units - the FHA sets property standards.


Reverse mortgages are meant to keep the homeowner in their home, and the property must be the homeowners primary residence.


Most of the reverse mortgage fees and closing costs associated with a reverse mortgage loan can be part of the loan total.

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Learn More About California Reverse Mortgages

These are just some of the basics. If you would like to learn more about reverse mortgage requirements and if a reverse mortgage is right for you, we invite you to contact us today.

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Call Now to start saving: (866) 539-5119

Copyright Citizens Lending Group - 5557 E Santa Ana Canyon Road #205, Anaheim Ca 92807 - Reverse Mortgages in California

Loans made or arranged pursuant to Real Estate Corporation License Endorsement #01814249, California Bureau of Real Estate. NMLS #1109984
These materials are not from HUD or FHA and were not approved by HUD or a government agency.