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Stockton Reverse Mortgage Lender

Citizens Lending Group is the Stockton reverse mortgage lender you can trust. We have been serving California for years and we are dedicated to educating our customers about the products and services available to them so they can make the best choice for their retirement.

Stockton Reverse Mortgage Lender

A reverse mortgage can be an important part of your retirement financial planning so it is important to get it right. Stockton reverse mortgage borrowers have trusted Citizens Lending Group to be professional and transparent in how we approach your finances. Contact us today to learn more about reverse mortgage requirements in California and how Citizens Lending Group can help you.

Stockton Reverse Mortgage Information You Can Use

A reverse mortgage has many facets that make it a unique form of borrowing for seniors. It is best if you understand all of these conditions and terms before making a decision about your financial future. Citizens Lending Group is here to help you figure out what is best for your unique retirement needs. As you learn all about reverse mortgages, we hope you will come to trust Citizens Lending Group to be your first resource for a loan.

Stockton reverse mortgage rules are designed to protect borrowers from situations that could be detrimental. Other types of borrowing available to senior citizens and their families could leave retirees with higher costs of living or worse, no money available at crucial times of need. This is the exact opposite of what seniors need when they are looking for reverse mortgages. Typically, seniors and their families look into these types of loans when they are faced with unexpected costs or expenses. Other forms of credit can be closed for lack of use or require monthly payments right away. A Stockton reverse mortgage places no such burden on seniors and their families.

Understanding How a Reverse Mortgage Works

Contact a Reverse Mortgage Company in Stockton, CA

A reverse mortgage works by giving retirees access to the equity built up in their home. Simply put, equity is the market value of the home minus any amount left due on your mortgage. Most seniors are not aware of how much equity they have thanks to changes in the market value especially in California.

A Stockton reverse mortgage does not require that you make any monthly payment after you receive the money. As long as you are able to make payments for the taxes and maintenance that you already have on your home, a reverse mortgage only has to be repaid when you move from your home permanently or sell it. In some cases, your family can even elect to pay the reverse mortgage out of pocket if they wish to keep your home after you are gone.

Contact Us Today With Questions for Our Reverse Mortgage Lenders in Stockton, CA

Citizens Lending Group is a trustworthy and reliable Stockton reverse mortgage lender. Contact us today with any questions you have about getting a reverse mortgage for your California home or other reverse mortgage requirements or learn more here on our website.

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