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Chula Vista Reverse Mortgage Lender

Chula Vista Reverse Mortgage Lenders in Florida

Before making a large financial decision such as taking out a Chula Vista reverse mortgage, it is very important that you compare its risks and benefits. Regardless of your decision, it is always best to go through a bank or lender that is licensed in your city or state due to the varying rules that can affect how some investment products are available to you.

Our experienced Chula Vista reverse mortgage lenders at Citizens Lending Group have a true understanding of Chula Vista financial rules and real estate, and we can assist you in making the best decision for your specific needs when looking for a loan. We pride ourselves in being the go-to source of information for California reverse mortgages, so you can rest easy knowing that you are getting the most accurate advice.

If you are interested in learning more about Chula Vista reverse mortgage requirements, we encourage you to get in touch with us today!

Choosing the Best Chula Vista Reverse Mortgage Lender

A reverse mortgage lender is involved in a delicate aspect of your life and retirement, which is why it is so important to choose a lender you can trust to give you all the facts related to your situation as a Chula Vista reverse mortgage borrower. Whether you decide to work with Citizens Lending Group or choose to go with someone else, we strive to give you the information you need about these types of loans.

Understanding Chula Vista Reverse Mortgage Requirements

Reverse Mortgage Lenders in Chula Vista, FL

To qualify for a Chula Vista reverse mortgage, you must be at least 62 or older, own your home, and live in this home as your primary residence. If you are still making payments on your home to a standard mortgage lender, you can still qualify for a reverse mortgage loan, but you must be able to finish these payments with your reverse mortgage proceeds.

Also before deciding whether or not to take a reverse mortgage loan, you should learn all you can about reverse mortgages. For example, you should be aware that a reverse mortgage must be paid back when the home is sold or when the last borrower no longer resides in the home. While it is not required that the home be sold to repay the loan, many borrowers choose to do this. Additionally, as a protection for the borrower, the balance due cannot exceed the value of the home. This is all important information that seniors and their loved ones should know before taking a reverse mortgage.

If you are interested in learning more, our Chula Vista reverse mortgage lenders at Citizens Lending Group are available to help you locate the information that best addresses the concerns of your loved ones.

Contact Us for Your Chula Vista Reverse Mortgage

Citizens Lending Group has been providing accurate and trustworthy reverse mortgage advice to residents of Chula Vista, CA for many years. If you are ready to explore your financial options to finance your retirement, contact us today! Our friendly representatives will be happy to go over Chula Vista reverse mortgage requirements with you to see if you qualify. From there, we will guide you every step of the way!

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