San Bernardino County

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Where Can I Get FREE Information?

Contact a reverse mortgage expert to get more information on reverse mortgages and find out if one is right for you.

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How do Reverse Mortgage Loans Work?

Reverse mortgages can help seniors earn tax free income for retirement. How you use the money is up to you!

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What are the Requirements for a Reverse Mortgage Loan?

Reverse mortgages are available to seniors 62 years and older who own and live in their home as their primary residence.

San Bernardino County Reverse Mortgage Lender in California

It is imperative to thoroughly plan out all aspects of your retirement in order to ensure you have the financial security to enjoy your golden years. The more you prepare, the more time you will have to enjoy life and create memories with loved ones. Although it is not always the first thing considered, a San Bernardino reverse mortgage may be the perfect way to stretch your savings.

While a San Bernardino County reverse mortgage is not recommended for the sole purpose of taking lavish vacations during retirement (although many do use some of their loan money to enjoy life), it can help you keep your nest egg safely in the bank for emergencies and other long-term uses. This is the primary reason people look into reverse mortgages – to make certain they have the money they need to properly enjoy retirement.

Citizens Lending Group can provide reverse mortgage information for anyone in the state of California looking for guidance, especially to seniors in and around San Bernardino County, CA. Get in touch with the experts at Citizens Lending Group today to learn more about San Bernardino County reverse mortgage requirements and to find out if a reverse mortgage is right for you.

What You Should Know About a San Bernardino County Reverse Mortgage 

Some people have valid concerns about reverse mortgages, but this generally stems from a lack of information. Mainly, a reverse mortgage is a tool that allows homeowners to convert their home equity into cash. What is great is that there are no mortgage payments due each month! Once you have a proper understanding about how a San Bernardino County reverse mortgage works, you will feel confident knowing that both the borrower and bank are just as equally protected.

In order to qualify for a San Bernardino County reverse mortgage, you will need to be able to afford all taxes and insurance on your home as well as regular maintenance with your current income or savings. This is to make sure you do not rely on your San Bernardino County reverse mortgage to pay for living expenses in order to avoid a foreclosure. You can also take comfort in knowing that San Bernardino County reverse mortgages are always federally insured. Additionally, when you sell your house, you will never be asked to repay more than your home is worth.

Many San Bernardino County reverse mortgage borrowers are happy to find out that they are not required to sell their house when the loan term ends. A common concern is that getting a reverse mortgage always means the bank will take the home after the borrower’s death. If that is your concern, it will be comforting to know that instead of selling your home to the bank, your family can choose to maintain ownership of the house by simply paying off the loan balance, therefore ensuring the home stays in the family.

Contact Us for More Information on San Bernardino County Reverse Mortgages

Give us a call to discover why Citizens Lending Group is a trusted name in the state of California when it comes to reverse mortgage lending. Our friendly and knowledgeable experts are dedicated to providing you with the best financial products and advice available. Our team will be happy to answer any questions you have about San Bernardino County reverse mortgage requirements and help you find out if a reverse mortgage is right for you.

Cities Served:

Adelanto
Amboy
Angelus Oaks
Apple Valley
Baker
Barstow
Big Bear City
Big Bear Lake
Bloomington
Blue Jay
Bryn Mawr
Cedar Glen
Cedarpines Park
Chino
Chino Hills
Cima
Colton
Crestline
Daggett
Earp
Essex
Fawnskin
Fontana
Forest Falls
Fort Irwin
Grand Terrace
Green Valley Lake
Guasti
Helendale
Hesperia
Highland
Hinkley
Joshua Tree
Lake Arrowhead
Landers
Loma Linda
Lucerne Valley
Ludlow
Lytle Creek
Mentone
Montclair
Morongo Valley
Mountain Pass
Mt Baldy
Needles
Newberry Springs
Nipton
Ontario
Oro Grande
Parker Dam
Phelan
Pinon Hills
Pioneertown
Rancho Cucamonga
Redlands
Rialto
Rimforest
Running Springs
San Bernardino
Skyforest
Sugarloaf
Trona
Twentynine Palms
Twin Peaks
Upland
Victorville
Vidal
Wrightwood
Yermo
Yucaipa
Yucca Valley

Learn More About Reverse Mortgages in California

These are just some of the basics. If you would like to learn more about reverse mortgage requirements and if a reverse mortgage is right for you, we invite you to contact us today.

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Copyright Citizens Lending Group - 1421 N Wanda Road #120-Z Orange, Ca 92867 - Reverse Mortgages in California

Loans made or arranged pursuant to Real Estate Corporation License Endorsement #01814249, California Bureau of Real Estate. NMLS #1109984
These materials are not from HUD or FHA and were not approved by HUD or a government agency.