About Us

Meet the Best Reverse Mortgage Loan Officers

At Citizens Lending Group, our staff has a combined 50+ years in the loan industry of California. We now specialize as reverse mortgage loan officers for senior citizens, though our experience includes everything from commercial loans and traditional home loans to Veterans Administration loans and FHA loans.

Our primary goal is consumer education. In our work, we emphasize providing reliable reverse mortgage information and take the extra steps to answer the most important questions for every one of our clients.

While gathering information is one of the most important steps in the reverse mortgage lending process, there is another key element that should never be missing: trust.

Consumers give us some of the highest recommendations among California reverse mortgage loan officers, and our rating with the Consumer Business Alliance is AAA. We know that these great reviews are thanks to our honest, caring, and dedicated staff. Contact one of our representatives today to learn more about reverse mortgage requirements and to find out if a reverse mortgage is the right choice for you.

Old Couple Smiling

Expert Reverse Mortgage Loan Officers: Our Owners

Lance Schultz

25 years of experience to Citizens Lending Group, having worked with all types of loans: conventional, commercial, VA, FHA. His background includes a degree in economics, an MBA, and excellent customer ratings during his time with a large home-building company.

Contact Lance (NMLS #291573):
Cell – (714) 844-1042
Fax – (877) 679-0894

Jeff Krolosky

Extensive experience to Citizens Lending Group. He has been a real estate broker in Orange County, California for 25 years. His background includes experience as a reverse mortgage loan officer, and facilitating all types of loans. His dedication to customers has helped Citizens Lending Group receive its AAA rating.

Contact Jeff (NMLS #483675):
Cell – (714) 622-7275
Fax – (877) 679-0894

Bill Simmons

Over 40 years of experience in the construction industry. As a reverse mortgage specialist he is dedicated to helping seniors stay in their homes and live a stress free life.

Contact Bill (NMLS #1525631):
Cell – (909) 365-2240
Fax – (877) 679-0894

Learn More About What Makes Us Reverse Mortgage Experts You Can Trust

As some of the most experienced reverse mortgage loan officers, our professional experience totals more than 50 years in the loan industry in California including working with traditional loans, commercial loans, FHA loans and Veterans Administration loans. However, our passion is in reverse mortgages, and we focus our efforts as reverse mortgage loan officers on loans for seniors 62 years old and older.

If you would like to learn more and find out if a reverse mortgage is right for you, we urge you to contact one of our professional reverse mortgage loan officers today to discuss this important financial decision. Remember, our goal is to educate you and provide the best information available. Only when you truly understand how this financial transaction works can you make an informed decision.

Contact us, your expert reverse mortgage loan officers in California, today to learn more about reverse mortgages!

Learn More About California Reverse Mortgages

These are just some of the basics. If you would like to learn more about reverse mortgage requirements and if a reverse mortgage is right for you, we invite you to contact us today.

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Copyright Citizens Lending Group - 1421 N Wanda Road #120-Z Orange, Ca 92867 - Reverse Mortgages in California

Loans made or arranged pursuant to Real Estate Corporation License Endorsement #01814249, California Bureau of Real Estate. NMLS #1109984
These materials are not from HUD or FHA and were not approved by HUD or a government agency.